LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,943
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,496
−HK$1,579/mo
Today · 4.125%
HK$53,075
baseline
▲ 0.50% · 4.625%
HK$56,304
+HK$3,229/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,150/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,561
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,051
−HK$1,512/mo
Today · 4.125%
HK$58,563
baseline
▲ 0.50% · 4.625%
HK$61,650
+HK$3,087/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,126/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,931
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$61,796
−HK$1,894/mo
Today · 4.125%
HK$63,690
baseline
▲ 0.50% · 4.625%
HK$67,565
+HK$3,875/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,380/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,673
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,461
−HK$1,814/mo
Today · 4.125%
HK$70,275
baseline
▲ 0.50% · 4.625%
HK$73,980
+HK$3,705/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,550/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,920
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$72,095
−HK$2,210/mo
Today · 4.125%
HK$74,305
baseline
▲ 0.50% · 4.625%
HK$78,826
+HK$4,521/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,610/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,785
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$79,871
−HK$2,117/mo
Today · 4.125%
HK$81,988
baseline
▲ 0.50% · 4.625%
HK$86,309
+HK$4,321/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$163,976/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,897
−HK$5,637/mo
▼ 0.25% · 3.875%
HK$92,693
−HK$2,841/mo
Today · 4.125%
HK$95,534
baseline
▲ 0.50% · 4.625%
HK$101,347
+HK$5,813/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$191,068/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,010
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$102,692
−HK$2,721/mo
Today · 4.125%
HK$105,413
baseline
▲ 0.50% · 4.625%
HK$110,969
+HK$5,556/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$210,826/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,848 · Scale 2, in force from 26 Feb 2026)