LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,944
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,498
−HK$1,578/mo
Today · 4.125%
HK$53,076
baseline
▲ 0.50% · 4.625%
HK$56,306
+HK$3,230/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,152/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,562
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,053
−HK$1,511/mo
Today · 4.125%
HK$58,564
baseline
▲ 0.50% · 4.625%
HK$61,651
+HK$3,087/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,128/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,933
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$61,797
−HK$1,894/mo
Today · 4.125%
HK$63,691
baseline
▲ 0.50% · 4.625%
HK$67,567
+HK$3,876/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,382/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,675
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,463
−HK$1,814/mo
Today · 4.125%
HK$70,277
baseline
▲ 0.50% · 4.625%
HK$73,981
+HK$3,704/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,554/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,922
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$72,097
−HK$2,209/mo
Today · 4.125%
HK$74,306
baseline
▲ 0.50% · 4.625%
HK$78,828
+HK$4,522/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,612/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,787
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$79,874
−HK$2,116/mo
Today · 4.125%
HK$81,990
baseline
▲ 0.50% · 4.625%
HK$86,312
+HK$4,322/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$163,980/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,899
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$92,696
−HK$2,841/mo
Today · 4.125%
HK$95,537
baseline
▲ 0.50% · 4.625%
HK$101,350
+HK$5,813/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$191,074/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,012
−HK$5,404/mo
▼ 0.25% · 3.875%
HK$102,695
−HK$2,721/mo
Today · 4.125%
HK$105,416
baseline
▲ 0.50% · 4.625%
HK$110,972
+HK$5,556/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$210,832/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,872 · Scale 2, in force from 26 Feb 2026)