LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,946
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,499
−HK$1,579/mo
Today · 4.125%
HK$53,078
baseline
▲ 0.50% · 4.625%
HK$56,307
+HK$3,229/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,156/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,564
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,054
−HK$1,512/mo
Today · 4.125%
HK$58,566
baseline
▲ 0.50% · 4.625%
HK$61,653
+HK$3,087/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,132/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,935
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$61,799
−HK$1,894/mo
Today · 4.125%
HK$63,693
baseline
▲ 0.50% · 4.625%
HK$67,569
+HK$3,876/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,386/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,677
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,465
−HK$1,814/mo
Today · 4.125%
HK$70,279
baseline
▲ 0.50% · 4.625%
HK$73,984
+HK$3,705/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,558/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,924
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$72,099
−HK$2,210/mo
Today · 4.125%
HK$74,309
baseline
▲ 0.50% · 4.625%
HK$78,830
+HK$4,521/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,618/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,790
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$79,876
−HK$2,116/mo
Today · 4.125%
HK$81,992
baseline
▲ 0.50% · 4.625%
HK$86,314
+HK$4,322/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$163,984/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,902
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$92,698
−HK$2,842/mo
Today · 4.125%
HK$95,540
baseline
▲ 0.50% · 4.625%
HK$101,353
+HK$5,813/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$191,080/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,015
−HK$5,404/mo
▼ 0.25% · 3.875%
HK$102,697
−HK$2,722/mo
Today · 4.125%
HK$105,419
baseline
▲ 0.50% · 4.625%
HK$110,975
+HK$5,556/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$210,838/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,899 · Scale 2, in force from 26 Feb 2026)