LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,946
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,500
−HK$1,578/mo
Today · 4.125%
HK$53,078
baseline
▲ 0.50% · 4.625%
HK$56,308
+HK$3,230/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,156/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,565
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,055
−HK$1,511/mo
Today · 4.125%
HK$58,566
baseline
▲ 0.50% · 4.625%
HK$61,654
+HK$3,088/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,132/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,935
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$61,800
−HK$1,894/mo
Today · 4.125%
HK$63,694
baseline
▲ 0.50% · 4.625%
HK$67,569
+HK$3,875/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,388/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,677
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$68,466
−HK$1,814/mo
Today · 4.125%
HK$70,280
baseline
▲ 0.50% · 4.625%
HK$73,984
+HK$3,704/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,560/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,925
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$72,100
−HK$2,209/mo
Today · 4.125%
HK$74,309
baseline
▲ 0.50% · 4.625%
HK$78,831
+HK$4,522/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,618/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,790
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$79,877
−HK$2,116/mo
Today · 4.125%
HK$81,993
baseline
▲ 0.50% · 4.625%
HK$86,315
+HK$4,322/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$163,986/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,903
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$92,699
−HK$2,842/mo
Today · 4.125%
HK$95,541
baseline
▲ 0.50% · 4.625%
HK$101,354
+HK$5,813/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$191,082/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,016
−HK$5,404/mo
▼ 0.25% · 3.875%
HK$102,699
−HK$2,721/mo
Today · 4.125%
HK$105,420
baseline
▲ 0.50% · 4.625%
HK$110,976
+HK$5,556/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$210,840/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,908 · Scale 2, in force from 26 Feb 2026)