LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,947
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,500
−HK$1,579/mo
Today · 4.125%
HK$53,079
baseline
▲ 0.50% · 4.625%
HK$56,308
+HK$3,229/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,158/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,565
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,055
−HK$1,512/mo
Today · 4.125%
HK$58,567
baseline
▲ 0.50% · 4.625%
HK$61,654
+HK$3,087/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,134/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,936
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$61,800
−HK$1,895/mo
Today · 4.125%
HK$63,695
baseline
▲ 0.50% · 4.625%
HK$67,570
+HK$3,875/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,390/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,678
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$68,466
−HK$1,815/mo
Today · 4.125%
HK$70,281
baseline
▲ 0.50% · 4.625%
HK$73,985
+HK$3,704/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,562/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,925
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$72,100
−HK$2,210/mo
Today · 4.125%
HK$74,310
baseline
▲ 0.50% · 4.625%
HK$78,832
+HK$4,522/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,620/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,791
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$79,878
−HK$2,116/mo
Today · 4.125%
HK$81,994
baseline
▲ 0.50% · 4.625%
HK$86,316
+HK$4,322/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$163,988/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,904
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$92,701
−HK$2,841/mo
Today · 4.125%
HK$95,542
baseline
▲ 0.50% · 4.625%
HK$101,355
+HK$5,813/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$191,084/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,017
−HK$5,404/mo
▼ 0.25% · 3.875%
HK$102,700
−HK$2,721/mo
Today · 4.125%
HK$105,421
baseline
▲ 0.50% · 4.625%
HK$110,978
+HK$5,557/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$210,842/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,919 · Scale 2, in force from 26 Feb 2026)