LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,948
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,501
−HK$1,579/mo
Today · 4.125%
HK$53,080
baseline
▲ 0.50% · 4.625%
HK$56,309
+HK$3,229/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,160/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,566
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,056
−HK$1,512/mo
Today · 4.125%
HK$58,568
baseline
▲ 0.50% · 4.625%
HK$61,655
+HK$3,087/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,136/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,937
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$61,801
−HK$1,895/mo
Today · 4.125%
HK$63,696
baseline
▲ 0.50% · 4.625%
HK$67,571
+HK$3,875/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,392/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,679
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$68,468
−HK$1,814/mo
Today · 4.125%
HK$70,282
baseline
▲ 0.50% · 4.625%
HK$73,986
+HK$3,704/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,564/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,927
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$72,102
−HK$2,210/mo
Today · 4.125%
HK$74,312
baseline
▲ 0.50% · 4.625%
HK$78,833
+HK$4,521/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,624/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,793
−HK$4,202/mo
▼ 0.25% · 3.875%
HK$79,879
−HK$2,116/mo
Today · 4.125%
HK$81,995
baseline
▲ 0.50% · 4.625%
HK$86,318
+HK$4,323/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$163,990/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,906
−HK$5,637/mo
▼ 0.25% · 3.875%
HK$92,702
−HK$2,841/mo
Today · 4.125%
HK$95,543
baseline
▲ 0.50% · 4.625%
HK$101,357
+HK$5,814/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$191,086/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,019
−HK$5,404/mo
▼ 0.25% · 3.875%
HK$102,701
−HK$2,722/mo
Today · 4.125%
HK$105,423
baseline
▲ 0.50% · 4.625%
HK$110,980
+HK$5,557/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$210,846/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,935 · Scale 2, in force from 26 Feb 2026)