LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,948
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,501
−HK$1,579/mo
Today · 4.125%
HK$53,080
baseline
▲ 0.50% · 4.625%
HK$56,310
+HK$3,230/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,160/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,566
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,057
−HK$1,512/mo
Today · 4.125%
HK$58,569
baseline
▲ 0.50% · 4.625%
HK$61,656
+HK$3,087/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,138/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,937
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$61,802
−HK$1,894/mo
Today · 4.125%
HK$63,696
baseline
▲ 0.50% · 4.625%
HK$67,572
+HK$3,876/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,392/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,680
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,468
−HK$1,814/mo
Today · 4.125%
HK$70,282
baseline
▲ 0.50% · 4.625%
HK$73,987
+HK$3,705/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,564/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,927
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$72,102
−HK$2,210/mo
Today · 4.125%
HK$74,312
baseline
▲ 0.50% · 4.625%
HK$78,834
+HK$4,522/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,624/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,793
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$79,879
−HK$2,117/mo
Today · 4.125%
HK$81,996
baseline
▲ 0.50% · 4.625%
HK$86,318
+HK$4,322/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$163,992/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,906
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$92,703
−HK$2,841/mo
Today · 4.125%
HK$95,544
baseline
▲ 0.50% · 4.625%
HK$101,358
+HK$5,814/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$191,088/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,020
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$102,702
−HK$2,721/mo
Today · 4.125%
HK$105,423
baseline
▲ 0.50% · 4.625%
HK$110,980
+HK$5,557/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$210,846/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,941 · Scale 2, in force from 26 Feb 2026)