LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,949
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,503
−HK$1,578/mo
Today · 4.125%
HK$53,081
baseline
▲ 0.50% · 4.625%
HK$56,311
+HK$3,230/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,162/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,568
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,058
−HK$1,512/mo
Today · 4.125%
HK$58,570
baseline
▲ 0.50% · 4.625%
HK$61,657
+HK$3,087/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,140/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,939
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$61,803
−HK$1,895/mo
Today · 4.125%
HK$63,698
baseline
▲ 0.50% · 4.625%
HK$67,573
+HK$3,875/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,396/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,681
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$68,470
−HK$1,814/mo
Today · 4.125%
HK$70,284
baseline
▲ 0.50% · 4.625%
HK$73,989
+HK$3,705/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,568/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,929
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$72,104
−HK$2,210/mo
Today · 4.125%
HK$74,314
baseline
▲ 0.50% · 4.625%
HK$78,836
+HK$4,522/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,628/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,795
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$79,881
−HK$2,117/mo
Today · 4.125%
HK$81,998
baseline
▲ 0.50% · 4.625%
HK$86,320
+HK$4,322/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$163,996/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,908
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$92,705
−HK$2,841/mo
Today · 4.125%
HK$95,546
baseline
▲ 0.50% · 4.625%
HK$101,360
+HK$5,814/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$191,092/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,022
−HK$5,404/mo
▼ 0.25% · 3.875%
HK$102,705
−HK$2,721/mo
Today · 4.125%
HK$105,426
baseline
▲ 0.50% · 4.625%
HK$110,983
+HK$5,557/mo
Deposit HK$2.19M · loan HK$19.71M · min. income ≈ HK$210,852/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,964 · Scale 2, in force from 26 Feb 2026)