LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,951
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,505
−HK$1,578/mo
Today · 4.125%
HK$53,083
baseline
▲ 0.50% · 4.625%
HK$56,313
+HK$3,230/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,166/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,570
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,060
−HK$1,512/mo
Today · 4.125%
HK$58,572
baseline
▲ 0.50% · 4.625%
HK$61,659
+HK$3,087/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,144/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$930,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,941
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$61,805
−HK$1,895/mo
Today · 4.125%
HK$63,700
baseline
▲ 0.50% · 4.625%
HK$67,576
+HK$3,876/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,400/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,684
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,472
−HK$1,814/mo
Today · 4.125%
HK$70,286
baseline
▲ 0.50% · 4.625%
HK$73,991
+HK$3,705/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,572/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$930,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,931
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$72,106
−HK$2,210/mo
Today · 4.125%
HK$74,316
baseline
▲ 0.50% · 4.625%
HK$78,838
+HK$4,522/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,632/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,798
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$79,884
−HK$2,117/mo
Today · 4.125%
HK$82,001
baseline
▲ 0.50% · 4.625%
HK$86,323
+HK$4,322/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$164,002/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$930,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,911
−HK$5,639/mo
▼ 0.25% · 3.875%
HK$92,708
−HK$2,842/mo
Today · 4.125%
HK$95,550
baseline
▲ 0.50% · 4.625%
HK$101,364
+HK$5,814/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$191,100/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,026
−HK$5,404/mo
▼ 0.25% · 3.875%
HK$102,708
−HK$2,722/mo
Today · 4.125%
HK$105,430
baseline
▲ 0.50% · 4.625%
HK$110,987
+HK$5,557/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$210,860/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$930,996 · Scale 2, in force from 26 Feb 2026)