LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,951
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$51,505
−HK$1,579/mo
Today · 4.125%
HK$53,084
baseline
▲ 0.50% · 4.625%
HK$56,314
+HK$3,230/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,168/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$931,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,570
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,061
−HK$1,511/mo
Today · 4.125%
HK$58,572
baseline
▲ 0.50% · 4.625%
HK$61,660
+HK$3,088/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,144/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$931,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,941
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$61,806
−HK$1,894/mo
Today · 4.125%
HK$63,700
baseline
▲ 0.50% · 4.625%
HK$67,576
+HK$3,876/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,400/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$931,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,684
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$68,473
−HK$1,814/mo
Today · 4.125%
HK$70,287
baseline
▲ 0.50% · 4.625%
HK$73,992
+HK$3,705/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,574/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$931,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,932
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$72,107
−HK$2,210/mo
Today · 4.125%
HK$74,317
baseline
▲ 0.50% · 4.625%
HK$78,839
+HK$4,522/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,634/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$931,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,798
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$79,885
−HK$2,116/mo
Today · 4.125%
HK$82,001
baseline
▲ 0.50% · 4.625%
HK$86,324
+HK$4,323/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$164,002/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$931,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,912
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$92,709
−HK$2,841/mo
Today · 4.125%
HK$95,550
baseline
▲ 0.50% · 4.625%
HK$101,364
+HK$5,814/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$191,100/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,026
−HK$5,404/mo
▼ 0.25% · 3.875%
HK$102,709
−HK$2,721/mo
Today · 4.125%
HK$105,430
baseline
▲ 0.50% · 4.625%
HK$110,988
+HK$5,558/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$210,860/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,003 · Scale 2, in force from 26 Feb 2026)