LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,953
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,507
−HK$1,578/mo
Today · 4.125%
HK$53,085
baseline
▲ 0.50% · 4.625%
HK$56,316
+HK$3,231/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,170/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$931,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,572
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,063
−HK$1,512/mo
Today · 4.125%
HK$58,575
baseline
▲ 0.50% · 4.625%
HK$61,662
+HK$3,087/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,150/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$931,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,944
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$61,808
−HK$1,895/mo
Today · 4.125%
HK$63,703
baseline
▲ 0.50% · 4.625%
HK$67,579
+HK$3,876/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,406/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$931,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,687
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$68,475
−HK$1,815/mo
Today · 4.125%
HK$70,290
baseline
▲ 0.50% · 4.625%
HK$73,995
+HK$3,705/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,580/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$931,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,934
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$72,110
−HK$2,210/mo
Today · 4.125%
HK$74,320
baseline
▲ 0.50% · 4.625%
HK$78,842
+HK$4,522/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$148,640/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$931,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,801
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$79,888
−HK$2,116/mo
Today · 4.125%
HK$82,004
baseline
▲ 0.50% · 4.625%
HK$86,327
+HK$4,323/mo
Deposit HK$6.57M · loan HK$15.33M · min. income ≈ HK$164,008/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$931,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,915
−HK$5,639/mo
▼ 0.25% · 3.875%
HK$92,712
−HK$2,842/mo
Today · 4.125%
HK$95,554
baseline
▲ 0.50% · 4.625%
HK$101,368
+HK$5,814/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$191,108/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,030
−HK$5,404/mo
▼ 0.25% · 3.875%
HK$102,713
−HK$2,721/mo
Today · 4.125%
HK$105,434
baseline
▲ 0.50% · 4.625%
HK$110,992
+HK$5,558/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$210,868/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,037 · Scale 2, in force from 26 Feb 2026)