LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,955
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$51,509
−HK$1,579/mo
Today · 4.125%
HK$53,088
baseline
▲ 0.50% · 4.625%
HK$56,318
+HK$3,230/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,176/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$931,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,575
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,065
−HK$1,512/mo
Today · 4.125%
HK$58,577
baseline
▲ 0.50% · 4.625%
HK$61,665
+HK$3,088/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,154/mo (50% DSR)
Upfront cash ≈ HK$11.88M (deposit + AVD stamp duty HK$931,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,946
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$61,811
−HK$1,894/mo
Today · 4.125%
HK$63,705
baseline
▲ 0.50% · 4.625%
HK$67,582
+HK$3,877/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$127,410/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$931,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,690
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$68,478
−HK$1,815/mo
Today · 4.125%
HK$70,293
baseline
▲ 0.50% · 4.625%
HK$73,998
+HK$3,705/mo
Deposit HK$8.76M · loan HK$13.14M · min. income ≈ HK$140,586/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$931,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,937
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$72,113
−HK$2,210/mo
Today · 4.125%
HK$74,323
baseline
▲ 0.50% · 4.625%
HK$78,845
+HK$4,522/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$148,646/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$931,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,805
−HK$4,203/mo
▼ 0.25% · 3.875%
HK$79,891
−HK$2,117/mo
Today · 4.125%
HK$82,008
baseline
▲ 0.50% · 4.625%
HK$86,331
+HK$4,323/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$164,016/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$931,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,919
−HK$5,639/mo
▼ 0.25% · 3.875%
HK$92,716
−HK$2,842/mo
Today · 4.125%
HK$95,558
baseline
▲ 0.50% · 4.625%
HK$101,373
+HK$5,815/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$191,116/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,034
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$102,717
−HK$2,722/mo
Today · 4.125%
HK$105,439
baseline
▲ 0.50% · 4.625%
HK$110,997
+HK$5,558/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$210,878/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,079 · Scale 2, in force from 26 Feb 2026)