LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,958
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,511
−HK$1,579/mo
Today · 4.125%
HK$53,090
baseline
▲ 0.50% · 4.625%
HK$56,321
+HK$3,231/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,180/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,577
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,068
−HK$1,512/mo
Today · 4.125%
HK$58,580
baseline
▲ 0.50% · 4.625%
HK$61,668
+HK$3,088/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,160/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,949
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$61,814
−HK$1,894/mo
Today · 4.125%
HK$63,708
baseline
▲ 0.50% · 4.625%
HK$67,585
+HK$3,877/mo
Deposit HK$8.76M · loan HK$13.15M · min. income ≈ HK$127,416/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$931,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,693
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$68,481
−HK$1,815/mo
Today · 4.125%
HK$70,296
baseline
▲ 0.50% · 4.625%
HK$74,001
+HK$3,705/mo
Deposit HK$8.76M · loan HK$13.15M · min. income ≈ HK$140,592/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$931,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,941
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$72,116
−HK$2,210/mo
Today · 4.125%
HK$74,326
baseline
▲ 0.50% · 4.625%
HK$78,849
+HK$4,523/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$148,652/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$931,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,808
−HK$4,204/mo
▼ 0.25% · 3.875%
HK$79,895
−HK$2,117/mo
Today · 4.125%
HK$82,012
baseline
▲ 0.50% · 4.625%
HK$86,335
+HK$4,323/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$164,024/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$931,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,924
−HK$5,639/mo
▼ 0.25% · 3.875%
HK$92,721
−HK$2,842/mo
Today · 4.125%
HK$95,563
baseline
▲ 0.50% · 4.625%
HK$101,377
+HK$5,814/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$191,126/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,039
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$102,722
−HK$2,722/mo
Today · 4.125%
HK$105,444
baseline
▲ 0.50% · 4.625%
HK$111,002
+HK$5,558/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$210,888/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,122 · Scale 2, in force from 26 Feb 2026)