LTV · monthly repayment
▼ 0.50% · 3.625%
HK$499,589
−HK$31,328/mo
▼ 0.25% · 3.875%
HK$515,129
−HK$15,788/mo
Today · 4.125%
HK$530,917
baseline
▲ 0.50% · 4.625%
HK$563,222
+HK$32,305/mo
Deposit HK$109.55M · loan HK$109.55M · min. income ≈ HK$1,061,834/mo (50% DSR)
Upfront cash ≈ HK$123.79M (deposit + AVD stamp duty HK$14,241,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$555,787
−HK$30,028/mo
▼ 0.25% · 3.875%
HK$570,693
−HK$15,122/mo
Today · 4.125%
HK$585,815
baseline
▲ 0.50% · 4.625%
HK$616,694
+HK$30,879/mo
Deposit HK$109.55M · loan HK$109.55M · min. income ≈ HK$1,171,630/mo (50% DSR)
Upfront cash ≈ HK$123.79M (deposit + AVD stamp duty HK$14,241,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$599,506
−HK$37,595/mo
▼ 0.25% · 3.875%
HK$618,154
−HK$18,947/mo
Today · 4.125%
HK$637,101
baseline
▲ 0.50% · 4.625%
HK$675,867
+HK$38,766/mo
Deposit HK$87.64M · loan HK$131.46M · min. income ≈ HK$1,274,202/mo (50% DSR)
Upfront cash ≈ HK$101.88M (deposit + AVD stamp duty HK$14,241,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$666,945
−HK$36,033/mo
▼ 0.25% · 3.875%
HK$684,832
−HK$18,146/mo
Today · 4.125%
HK$702,978
baseline
▲ 0.50% · 4.625%
HK$740,033
+HK$37,055/mo
Deposit HK$87.64M · loan HK$131.46M · min. income ≈ HK$1,405,956/mo (50% DSR)
Upfront cash ≈ HK$101.88M (deposit + AVD stamp duty HK$14,241,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$699,424
−HK$43,860/mo
▼ 0.25% · 3.875%
HK$721,180
−HK$22,104/mo
Today · 4.125%
HK$743,284
baseline
▲ 0.50% · 4.625%
HK$788,511
+HK$45,227/mo
Deposit HK$65.73M · loan HK$153.37M · min. income ≈ HK$1,486,568/mo (50% DSR)
Upfront cash ≈ HK$79.97M (deposit + AVD stamp duty HK$14,241,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$778,102
−HK$42,039/mo
▼ 0.25% · 3.875%
HK$798,971
−HK$21,170/mo
Today · 4.125%
HK$820,141
baseline
▲ 0.50% · 4.625%
HK$863,372
+HK$43,231/mo
Deposit HK$65.73M · loan HK$153.37M · min. income ≈ HK$1,640,282/mo (50% DSR)
Upfront cash ≈ HK$79.97M (deposit + AVD stamp duty HK$14,241,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$899,260
−HK$56,391/mo
▼ 0.25% · 3.875%
HK$927,232
−HK$28,419/mo
Today · 4.125%
HK$955,651
baseline
▲ 0.50% · 4.625%
HK$1,013,800
+HK$58,149/mo
Deposit HK$21.91M · loan HK$197.18M · min. income ≈ HK$1,911,302/mo (50% DSR)
Upfront cash ≈ HK$36.15M (deposit + AVD stamp duty HK$14,241,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,000,417
−HK$54,050/mo
▼ 0.25% · 3.875%
HK$1,027,248
−HK$27,219/mo
Today · 4.125%
HK$1,054,467
baseline
▲ 0.50% · 4.625%
HK$1,110,049
+HK$55,582/mo
Deposit HK$21.91M · loan HK$197.18M · min. income ≈ HK$2,108,934/mo (50% DSR)
Upfront cash ≈ HK$36.15M (deposit + AVD stamp duty HK$14,241,058 · Scale 2, in force from 26 Feb 2026)