LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,959
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$51,513
−HK$1,579/mo
Today · 4.125%
HK$53,092
baseline
▲ 0.50% · 4.625%
HK$56,323
+HK$3,231/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$106,184/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,579
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,070
−HK$1,512/mo
Today · 4.125%
HK$58,582
baseline
▲ 0.50% · 4.625%
HK$61,670
+HK$3,088/mo
Deposit HK$10.95M · loan HK$10.95M · min. income ≈ HK$117,164/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,951
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$61,816
−HK$1,895/mo
Today · 4.125%
HK$63,711
baseline
▲ 0.50% · 4.625%
HK$67,587
+HK$3,876/mo
Deposit HK$8.76M · loan HK$13.15M · min. income ≈ HK$127,422/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$931,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,695
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$68,484
−HK$1,814/mo
Today · 4.125%
HK$70,298
baseline
▲ 0.50% · 4.625%
HK$74,004
+HK$3,706/mo
Deposit HK$8.76M · loan HK$13.15M · min. income ≈ HK$140,596/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$931,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,943
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$72,119
−HK$2,210/mo
Today · 4.125%
HK$74,329
baseline
▲ 0.50% · 4.625%
HK$78,852
+HK$4,523/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$148,658/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$931,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,811
−HK$4,204/mo
▼ 0.25% · 3.875%
HK$79,898
−HK$2,117/mo
Today · 4.125%
HK$82,015
baseline
▲ 0.50% · 4.625%
HK$86,338
+HK$4,323/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$164,030/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$931,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,927
−HK$5,639/mo
▼ 0.25% · 3.875%
HK$92,724
−HK$2,842/mo
Today · 4.125%
HK$95,566
baseline
▲ 0.50% · 4.625%
HK$101,381
+HK$5,815/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$191,132/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,043
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$102,726
−HK$2,722/mo
Today · 4.125%
HK$105,448
baseline
▲ 0.50% · 4.625%
HK$111,006
+HK$5,558/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$210,896/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,155 · Scale 2, in force from 26 Feb 2026)