LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,963
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$51,517
−HK$1,579/mo
Today · 4.125%
HK$53,096
baseline
▲ 0.50% · 4.625%
HK$56,327
+HK$3,231/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,192/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,583
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,074
−HK$1,512/mo
Today · 4.125%
HK$58,586
baseline
▲ 0.50% · 4.625%
HK$61,674
+HK$3,088/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,172/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,955
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$61,820
−HK$1,895/mo
Today · 4.125%
HK$63,715
baseline
▲ 0.50% · 4.625%
HK$67,592
+HK$3,877/mo
Deposit HK$8.76M · loan HK$13.15M · min. income ≈ HK$127,430/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,700
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$68,489
−HK$1,814/mo
Today · 4.125%
HK$70,303
baseline
▲ 0.50% · 4.625%
HK$74,009
+HK$3,706/mo
Deposit HK$8.76M · loan HK$13.15M · min. income ≈ HK$140,606/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,948
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$72,124
−HK$2,210/mo
Today · 4.125%
HK$74,334
baseline
▲ 0.50% · 4.625%
HK$78,857
+HK$4,523/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$148,668/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$931,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,816
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$79,903
−HK$2,118/mo
Today · 4.125%
HK$82,021
baseline
▲ 0.50% · 4.625%
HK$86,344
+HK$4,323/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$164,042/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$931,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,933
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$92,731
−HK$2,842/mo
Today · 4.125%
HK$95,573
baseline
▲ 0.50% · 4.625%
HK$101,388
+HK$5,815/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$191,146/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,050
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$102,733
−HK$2,722/mo
Today · 4.125%
HK$105,455
baseline
▲ 0.50% · 4.625%
HK$111,014
+HK$5,559/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$210,910/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,221 · Scale 2, in force from 26 Feb 2026)