LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,964
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$51,518
−HK$1,579/mo
Today · 4.125%
HK$53,097
baseline
▲ 0.50% · 4.625%
HK$56,328
+HK$3,231/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,194/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,584
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,075
−HK$1,512/mo
Today · 4.125%
HK$58,587
baseline
▲ 0.50% · 4.625%
HK$61,676
+HK$3,089/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,174/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,957
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$61,822
−HK$1,895/mo
Today · 4.125%
HK$63,717
baseline
▲ 0.50% · 4.625%
HK$67,594
+HK$3,877/mo
Deposit HK$8.76M · loan HK$13.15M · min. income ≈ HK$127,434/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,701
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$68,490
−HK$1,815/mo
Today · 4.125%
HK$70,305
baseline
▲ 0.50% · 4.625%
HK$74,011
+HK$3,706/mo
Deposit HK$8.76M · loan HK$13.15M · min. income ≈ HK$140,610/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,949
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$72,125
−HK$2,211/mo
Today · 4.125%
HK$74,336
baseline
▲ 0.50% · 4.625%
HK$78,859
+HK$4,523/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$148,672/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$931,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,818
−HK$4,204/mo
▼ 0.25% · 3.875%
HK$79,905
−HK$2,117/mo
Today · 4.125%
HK$82,022
baseline
▲ 0.50% · 4.625%
HK$86,346
+HK$4,324/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$164,044/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$931,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,935
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$92,733
−HK$2,842/mo
Today · 4.125%
HK$95,575
baseline
▲ 0.50% · 4.625%
HK$101,390
+HK$5,815/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$191,150/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,052
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$102,735
−HK$2,722/mo
Today · 4.125%
HK$105,457
baseline
▲ 0.50% · 4.625%
HK$111,016
+HK$5,559/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$210,914/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,241 · Scale 2, in force from 26 Feb 2026)