LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,964
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,519
−HK$1,579/mo
Today · 4.125%
HK$53,098
baseline
▲ 0.50% · 4.625%
HK$56,328
+HK$3,230/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,196/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,585
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,076
−HK$1,512/mo
Today · 4.125%
HK$58,588
baseline
▲ 0.50% · 4.625%
HK$61,676
+HK$3,088/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,176/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,957
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$61,822
−HK$1,895/mo
Today · 4.125%
HK$63,717
baseline
▲ 0.50% · 4.625%
HK$67,594
+HK$3,877/mo
Deposit HK$8.76M · loan HK$13.15M · min. income ≈ HK$127,434/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,702
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$68,491
−HK$1,815/mo
Today · 4.125%
HK$70,306
baseline
▲ 0.50% · 4.625%
HK$74,011
+HK$3,705/mo
Deposit HK$8.76M · loan HK$13.15M · min. income ≈ HK$140,612/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,950
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$72,126
−HK$2,211/mo
Today · 4.125%
HK$74,337
baseline
▲ 0.50% · 4.625%
HK$78,860
+HK$4,523/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$148,674/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$931,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,819
−HK$4,204/mo
▼ 0.25% · 3.875%
HK$79,906
−HK$2,117/mo
Today · 4.125%
HK$82,023
baseline
▲ 0.50% · 4.625%
HK$86,347
+HK$4,324/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$164,046/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$931,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,936
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$92,733
−HK$2,843/mo
Today · 4.125%
HK$95,576
baseline
▲ 0.50% · 4.625%
HK$101,391
+HK$5,815/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$191,152/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,053
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$102,736
−HK$2,722/mo
Today · 4.125%
HK$105,458
baseline
▲ 0.50% · 4.625%
HK$111,017
+HK$5,559/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$210,916/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,250 · Scale 2, in force from 26 Feb 2026)