LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,965
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,519
−HK$1,580/mo
Today · 4.125%
HK$53,099
baseline
▲ 0.50% · 4.625%
HK$56,329
+HK$3,230/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,198/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,586
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,077
−HK$1,512/mo
Today · 4.125%
HK$58,589
baseline
▲ 0.50% · 4.625%
HK$61,677
+HK$3,088/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,178/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,958
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$61,823
−HK$1,895/mo
Today · 4.125%
HK$63,718
baseline
▲ 0.50% · 4.625%
HK$67,595
+HK$3,877/mo
Deposit HK$8.76M · loan HK$13.15M · min. income ≈ HK$127,436/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,703
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$68,492
−HK$1,815/mo
Today · 4.125%
HK$70,307
baseline
▲ 0.50% · 4.625%
HK$74,013
+HK$3,706/mo
Deposit HK$8.76M · loan HK$13.15M · min. income ≈ HK$140,614/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,951
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$72,127
−HK$2,211/mo
Today · 4.125%
HK$74,338
baseline
▲ 0.50% · 4.625%
HK$78,861
+HK$4,523/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$148,676/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$931,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,820
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$79,907
−HK$2,118/mo
Today · 4.125%
HK$82,025
baseline
▲ 0.50% · 4.625%
HK$86,348
+HK$4,323/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$164,050/mo (50% DSR)
Upfront cash ≈ HK$7.50M (deposit + AVD stamp duty HK$931,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,937
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$92,735
−HK$2,842/mo
Today · 4.125%
HK$95,577
baseline
▲ 0.50% · 4.625%
HK$101,393
+HK$5,816/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$191,154/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,054
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$102,738
−HK$2,722/mo
Today · 4.125%
HK$105,460
baseline
▲ 0.50% · 4.625%
HK$111,019
+HK$5,559/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$210,920/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,265 · Scale 2, in force from 26 Feb 2026)