LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,967
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$51,521
−HK$1,579/mo
Today · 4.125%
HK$53,100
baseline
▲ 0.50% · 4.625%
HK$56,331
+HK$3,231/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,200/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,587
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,078
−HK$1,513/mo
Today · 4.125%
HK$58,591
baseline
▲ 0.50% · 4.625%
HK$61,679
+HK$3,088/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,182/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,960
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$61,825
−HK$1,895/mo
Today · 4.125%
HK$63,720
baseline
▲ 0.50% · 4.625%
HK$67,597
+HK$3,877/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$127,440/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,705
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$68,494
−HK$1,815/mo
Today · 4.125%
HK$70,309
baseline
▲ 0.50% · 4.625%
HK$74,015
+HK$3,706/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$140,618/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,953
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$72,129
−HK$2,211/mo
Today · 4.125%
HK$74,340
baseline
▲ 0.50% · 4.625%
HK$78,863
+HK$4,523/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$148,680/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,822
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$79,909
−HK$2,118/mo
Today · 4.125%
HK$82,027
baseline
▲ 0.50% · 4.625%
HK$86,351
+HK$4,324/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$164,054/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,940
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$92,738
−HK$2,842/mo
Today · 4.125%
HK$95,580
baseline
▲ 0.50% · 4.625%
HK$101,396
+HK$5,816/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$191,160/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,057
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$102,741
−HK$2,722/mo
Today · 4.125%
HK$105,463
baseline
▲ 0.50% · 4.625%
HK$111,022
+HK$5,559/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$210,926/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,291 · Scale 2, in force from 26 Feb 2026)