LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,968
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$51,522
−HK$1,579/mo
Today · 4.125%
HK$53,101
baseline
▲ 0.50% · 4.625%
HK$56,332
+HK$3,231/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,202/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,589
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,079
−HK$1,513/mo
Today · 4.125%
HK$58,592
baseline
▲ 0.50% · 4.625%
HK$61,680
+HK$3,088/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,184/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,961
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$61,826
−HK$1,895/mo
Today · 4.125%
HK$63,721
baseline
▲ 0.50% · 4.625%
HK$67,599
+HK$3,878/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$127,442/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,706
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$68,495
−HK$1,815/mo
Today · 4.125%
HK$70,310
baseline
▲ 0.50% · 4.625%
HK$74,016
+HK$3,706/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$140,620/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,955
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$72,131
−HK$2,211/mo
Today · 4.125%
HK$74,342
baseline
▲ 0.50% · 4.625%
HK$78,865
+HK$4,523/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$148,684/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,824
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$79,911
−HK$2,118/mo
Today · 4.125%
HK$82,029
baseline
▲ 0.50% · 4.625%
HK$86,352
+HK$4,323/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$164,058/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,942
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$92,740
−HK$2,842/mo
Today · 4.125%
HK$95,582
baseline
▲ 0.50% · 4.625%
HK$101,398
+HK$5,816/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$191,164/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,059
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$102,743
−HK$2,722/mo
Today · 4.125%
HK$105,465
baseline
▲ 0.50% · 4.625%
HK$111,025
+HK$5,560/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$210,930/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,311 · Scale 2, in force from 26 Feb 2026)