LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,970
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,524
−HK$1,580/mo
Today · 4.125%
HK$53,104
baseline
▲ 0.50% · 4.625%
HK$56,335
+HK$3,231/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,208/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,591
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,082
−HK$1,513/mo
Today · 4.125%
HK$58,595
baseline
▲ 0.50% · 4.625%
HK$61,683
+HK$3,088/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,190/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,964
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$61,829
−HK$1,895/mo
Today · 4.125%
HK$63,724
baseline
▲ 0.50% · 4.625%
HK$67,602
+HK$3,878/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$127,448/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,709
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$68,498
−HK$1,815/mo
Today · 4.125%
HK$70,313
baseline
▲ 0.50% · 4.625%
HK$74,020
+HK$3,707/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$140,626/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,958
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$72,134
−HK$2,211/mo
Today · 4.125%
HK$74,345
baseline
▲ 0.50% · 4.625%
HK$78,869
+HK$4,524/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$148,690/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,828
−HK$4,204/mo
▼ 0.25% · 3.875%
HK$79,915
−HK$2,117/mo
Today · 4.125%
HK$82,032
baseline
▲ 0.50% · 4.625%
HK$86,356
+HK$4,324/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$164,064/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,946
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$92,744
−HK$2,842/mo
Today · 4.125%
HK$95,586
baseline
▲ 0.50% · 4.625%
HK$101,403
+HK$5,817/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$191,172/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,064
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$102,748
−HK$2,722/mo
Today · 4.125%
HK$105,470
baseline
▲ 0.50% · 4.625%
HK$111,030
+HK$5,560/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$210,940/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,354 · Scale 2, in force from 26 Feb 2026)