LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,971
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,525
−HK$1,580/mo
Today · 4.125%
HK$53,105
baseline
▲ 0.50% · 4.625%
HK$56,336
+HK$3,231/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,210/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,592
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,083
−HK$1,513/mo
Today · 4.125%
HK$58,596
baseline
▲ 0.50% · 4.625%
HK$61,684
+HK$3,088/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,192/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,965
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$61,830
−HK$1,895/mo
Today · 4.125%
HK$63,725
baseline
▲ 0.50% · 4.625%
HK$67,603
+HK$3,878/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$127,450/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,711
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$68,500
−HK$1,815/mo
Today · 4.125%
HK$70,315
baseline
▲ 0.50% · 4.625%
HK$74,021
+HK$3,706/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$140,630/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,959
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$72,135
−HK$2,211/mo
Today · 4.125%
HK$74,346
baseline
▲ 0.50% · 4.625%
HK$78,870
+HK$4,524/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$148,692/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,829
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$79,916
−HK$2,118/mo
Today · 4.125%
HK$82,034
baseline
▲ 0.50% · 4.625%
HK$86,358
+HK$4,324/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$164,068/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,948
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$92,745
−HK$2,843/mo
Today · 4.125%
HK$95,588
baseline
▲ 0.50% · 4.625%
HK$101,404
+HK$5,816/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$191,176/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,066
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$102,750
−HK$2,722/mo
Today · 4.125%
HK$105,472
baseline
▲ 0.50% · 4.625%
HK$111,032
+HK$5,560/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$210,944/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,371 · Scale 2, in force from 26 Feb 2026)