LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,972
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,526
−HK$1,580/mo
Today · 4.125%
HK$53,106
baseline
▲ 0.50% · 4.625%
HK$56,337
+HK$3,231/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,212/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,593
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,084
−HK$1,513/mo
Today · 4.125%
HK$58,597
baseline
▲ 0.50% · 4.625%
HK$61,685
+HK$3,088/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,194/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,966
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$61,831
−HK$1,896/mo
Today · 4.125%
HK$63,727
baseline
▲ 0.50% · 4.625%
HK$67,604
+HK$3,877/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$127,454/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,712
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$68,501
−HK$1,815/mo
Today · 4.125%
HK$70,316
baseline
▲ 0.50% · 4.625%
HK$74,022
+HK$3,706/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$140,632/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,961
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$72,137
−HK$2,211/mo
Today · 4.125%
HK$74,348
baseline
▲ 0.50% · 4.625%
HK$78,872
+HK$4,524/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$148,696/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,830
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$79,918
−HK$2,117/mo
Today · 4.125%
HK$82,035
baseline
▲ 0.50% · 4.625%
HK$86,360
+HK$4,325/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$164,070/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,949
−HK$5,641/mo
▼ 0.25% · 3.875%
HK$92,747
−HK$2,843/mo
Today · 4.125%
HK$95,590
baseline
▲ 0.50% · 4.625%
HK$101,406
+HK$5,816/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$191,180/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,068
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$102,751
−HK$2,723/mo
Today · 4.125%
HK$105,474
baseline
▲ 0.50% · 4.625%
HK$111,034
+HK$5,560/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$210,948/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,388 · Scale 2, in force from 26 Feb 2026)