LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,973
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,528
−HK$1,579/mo
Today · 4.125%
HK$53,107
baseline
▲ 0.50% · 4.625%
HK$56,339
+HK$3,232/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,214/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,595
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,086
−HK$1,513/mo
Today · 4.125%
HK$58,599
baseline
▲ 0.50% · 4.625%
HK$61,687
+HK$3,088/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,198/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,968
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$61,833
−HK$1,896/mo
Today · 4.125%
HK$63,729
baseline
▲ 0.50% · 4.625%
HK$67,606
+HK$3,877/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$127,458/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,714
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$68,503
−HK$1,815/mo
Today · 4.125%
HK$70,318
baseline
▲ 0.50% · 4.625%
HK$74,025
+HK$3,707/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$140,636/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,963
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$72,139
−HK$2,211/mo
Today · 4.125%
HK$74,350
baseline
▲ 0.50% · 4.625%
HK$78,874
+HK$4,524/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$148,700/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,833
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$79,920
−HK$2,118/mo
Today · 4.125%
HK$82,038
baseline
▲ 0.50% · 4.625%
HK$86,362
+HK$4,324/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$164,076/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,952
−HK$5,641/mo
▼ 0.25% · 3.875%
HK$92,750
−HK$2,843/mo
Today · 4.125%
HK$95,593
baseline
▲ 0.50% · 4.625%
HK$101,410
+HK$5,817/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$191,186/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,071
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$102,755
−HK$2,722/mo
Today · 4.125%
HK$105,477
baseline
▲ 0.50% · 4.625%
HK$111,037
+HK$5,560/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$210,954/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,418 · Scale 2, in force from 26 Feb 2026)