LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,974
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$51,528
−HK$1,579/mo
Today · 4.125%
HK$53,107
baseline
▲ 0.50% · 4.625%
HK$56,339
+HK$3,232/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,214/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,595
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,086
−HK$1,513/mo
Today · 4.125%
HK$58,599
baseline
▲ 0.50% · 4.625%
HK$61,688
+HK$3,089/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,198/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,968
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$61,834
−HK$1,895/mo
Today · 4.125%
HK$63,729
baseline
▲ 0.50% · 4.625%
HK$67,607
+HK$3,878/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$127,458/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,714
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$68,503
−HK$1,816/mo
Today · 4.125%
HK$70,319
baseline
▲ 0.50% · 4.625%
HK$74,025
+HK$3,706/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$140,638/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,963
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$72,139
−HK$2,211/mo
Today · 4.125%
HK$74,350
baseline
▲ 0.50% · 4.625%
HK$78,874
+HK$4,524/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$148,700/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,833
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$79,921
−HK$2,117/mo
Today · 4.125%
HK$82,038
baseline
▲ 0.50% · 4.625%
HK$86,363
+HK$4,325/mo
Deposit HK$6.57M · loan HK$15.34M · min. income ≈ HK$164,076/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,953
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$92,751
−HK$2,842/mo
Today · 4.125%
HK$95,593
baseline
▲ 0.50% · 4.625%
HK$101,410
+HK$5,817/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$191,186/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,071
−HK$5,407/mo
▼ 0.25% · 3.875%
HK$102,755
−HK$2,723/mo
Today · 4.125%
HK$105,478
baseline
▲ 0.50% · 4.625%
HK$111,038
+HK$5,560/mo
Deposit HK$2.19M · loan HK$19.72M · min. income ≈ HK$210,956/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,422 · Scale 2, in force from 26 Feb 2026)