LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,976
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,530
−HK$1,580/mo
Today · 4.125%
HK$53,110
baseline
▲ 0.50% · 4.625%
HK$56,341
+HK$3,231/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,220/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,598
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,089
−HK$1,512/mo
Today · 4.125%
HK$58,601
baseline
▲ 0.50% · 4.625%
HK$61,690
+HK$3,089/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,202/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,971
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$61,836
−HK$1,896/mo
Today · 4.125%
HK$63,732
baseline
▲ 0.50% · 4.625%
HK$67,610
+HK$3,878/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$127,464/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,717
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$68,506
−HK$1,816/mo
Today · 4.125%
HK$70,322
baseline
▲ 0.50% · 4.625%
HK$74,028
+HK$3,706/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$140,644/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,966
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$72,142
−HK$2,212/mo
Today · 4.125%
HK$74,354
baseline
▲ 0.50% · 4.625%
HK$78,878
+HK$4,524/mo
Deposit HK$6.58M · loan HK$15.34M · min. income ≈ HK$148,708/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,837
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$79,924
−HK$2,118/mo
Today · 4.125%
HK$82,042
baseline
▲ 0.50% · 4.625%
HK$86,366
+HK$4,324/mo
Deposit HK$6.58M · loan HK$15.34M · min. income ≈ HK$164,084/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,956
−HK$5,641/mo
▼ 0.25% · 3.875%
HK$92,755
−HK$2,842/mo
Today · 4.125%
HK$95,597
baseline
▲ 0.50% · 4.625%
HK$101,414
+HK$5,817/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$191,194/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,076
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$102,760
−HK$2,722/mo
Today · 4.125%
HK$105,482
baseline
▲ 0.50% · 4.625%
HK$111,043
+HK$5,561/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$210,964/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,462 · Scale 2, in force from 26 Feb 2026)