LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,977
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,532
−HK$1,579/mo
Today · 4.125%
HK$53,111
baseline
▲ 0.50% · 4.625%
HK$56,343
+HK$3,232/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,222/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,599
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,090
−HK$1,513/mo
Today · 4.125%
HK$58,603
baseline
▲ 0.50% · 4.625%
HK$61,692
+HK$3,089/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,206/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,973
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$61,838
−HK$1,896/mo
Today · 4.125%
HK$63,734
baseline
▲ 0.50% · 4.625%
HK$67,612
+HK$3,878/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$127,468/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,719
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$68,508
−HK$1,816/mo
Today · 4.125%
HK$70,324
baseline
▲ 0.50% · 4.625%
HK$74,031
+HK$3,707/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$140,648/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,968
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$72,145
−HK$2,211/mo
Today · 4.125%
HK$74,356
baseline
▲ 0.50% · 4.625%
HK$78,880
+HK$4,524/mo
Deposit HK$6.58M · loan HK$15.34M · min. income ≈ HK$148,712/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,839
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$79,927
−HK$2,117/mo
Today · 4.125%
HK$82,044
baseline
▲ 0.50% · 4.625%
HK$86,369
+HK$4,325/mo
Deposit HK$6.58M · loan HK$15.34M · min. income ≈ HK$164,088/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,959
−HK$5,641/mo
▼ 0.25% · 3.875%
HK$92,757
−HK$2,843/mo
Today · 4.125%
HK$95,600
baseline
▲ 0.50% · 4.625%
HK$101,417
+HK$5,817/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$191,200/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,079
−HK$5,407/mo
▼ 0.25% · 3.875%
HK$102,763
−HK$2,723/mo
Today · 4.125%
HK$105,486
baseline
▲ 0.50% · 4.625%
HK$111,046
+HK$5,560/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$210,972/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,490 · Scale 2, in force from 26 Feb 2026)