LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,983
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,538
−HK$1,579/mo
Today · 4.125%
HK$53,117
baseline
▲ 0.50% · 4.625%
HK$56,349
+HK$3,232/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,234/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,605
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,097
−HK$1,513/mo
Today · 4.125%
HK$58,610
baseline
▲ 0.50% · 4.625%
HK$61,699
+HK$3,089/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,220/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,979
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$61,845
−HK$1,896/mo
Today · 4.125%
HK$63,741
baseline
▲ 0.50% · 4.625%
HK$67,619
+HK$3,878/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$127,482/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,726
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$68,516
−HK$1,815/mo
Today · 4.125%
HK$70,331
baseline
▲ 0.50% · 4.625%
HK$74,039
+HK$3,708/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$140,662/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,976
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$72,153
−HK$2,211/mo
Today · 4.125%
HK$74,364
baseline
▲ 0.50% · 4.625%
HK$78,889
+HK$4,525/mo
Deposit HK$6.58M · loan HK$15.34M · min. income ≈ HK$148,728/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,848
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$79,935
−HK$2,118/mo
Today · 4.125%
HK$82,053
baseline
▲ 0.50% · 4.625%
HK$86,379
+HK$4,326/mo
Deposit HK$6.58M · loan HK$15.34M · min. income ≈ HK$164,106/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,969
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$92,768
−HK$2,843/mo
Today · 4.125%
HK$95,611
baseline
▲ 0.50% · 4.625%
HK$101,429
+HK$5,818/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$191,222/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,090
−HK$5,407/mo
▼ 0.25% · 3.875%
HK$102,774
−HK$2,723/mo
Today · 4.125%
HK$105,497
baseline
▲ 0.50% · 4.625%
HK$111,058
+HK$5,561/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$210,994/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,593 · Scale 2, in force from 26 Feb 2026)