LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,985
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,540
−HK$1,580/mo
Today · 4.125%
HK$53,120
baseline
▲ 0.50% · 4.625%
HK$56,352
+HK$3,232/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,240/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,608
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,099
−HK$1,513/mo
Today · 4.125%
HK$58,612
baseline
▲ 0.50% · 4.625%
HK$61,702
+HK$3,090/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,224/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,982
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$61,848
−HK$1,896/mo
Today · 4.125%
HK$63,744
baseline
▲ 0.50% · 4.625%
HK$67,622
+HK$3,878/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$127,488/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,730
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$68,519
−HK$1,816/mo
Today · 4.125%
HK$70,335
baseline
▲ 0.50% · 4.625%
HK$74,042
+HK$3,707/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$140,670/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,979
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$72,156
−HK$2,211/mo
Today · 4.125%
HK$74,367
baseline
▲ 0.50% · 4.625%
HK$78,893
+HK$4,526/mo
Deposit HK$6.58M · loan HK$15.34M · min. income ≈ HK$148,734/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,851
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$79,939
−HK$2,118/mo
Today · 4.125%
HK$82,057
baseline
▲ 0.50% · 4.625%
HK$86,383
+HK$4,326/mo
Deposit HK$6.58M · loan HK$15.34M · min. income ≈ HK$164,114/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,973
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$92,772
−HK$2,843/mo
Today · 4.125%
HK$95,615
baseline
▲ 0.50% · 4.625%
HK$101,433
+HK$5,818/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$191,230/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,094
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$102,779
−HK$2,723/mo
Today · 4.125%
HK$105,502
baseline
▲ 0.50% · 4.625%
HK$111,063
+HK$5,561/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$211,004/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,636 · Scale 2, in force from 26 Feb 2026)