LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,985
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,540
−HK$1,580/mo
Today · 4.125%
HK$53,120
baseline
▲ 0.50% · 4.625%
HK$56,352
+HK$3,232/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,240/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,608
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,100
−HK$1,513/mo
Today · 4.125%
HK$58,613
baseline
▲ 0.50% · 4.625%
HK$61,702
+HK$3,089/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,226/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,982
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$61,848
−HK$1,896/mo
Today · 4.125%
HK$63,744
baseline
▲ 0.50% · 4.625%
HK$67,623
+HK$3,879/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$127,488/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,730
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$68,520
−HK$1,815/mo
Today · 4.125%
HK$70,335
baseline
▲ 0.50% · 4.625%
HK$74,043
+HK$3,708/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$140,670/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,980
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$72,156
−HK$2,212/mo
Today · 4.125%
HK$74,368
baseline
▲ 0.50% · 4.625%
HK$78,893
+HK$4,525/mo
Deposit HK$6.58M · loan HK$15.34M · min. income ≈ HK$148,736/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,852
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$79,939
−HK$2,119/mo
Today · 4.125%
HK$82,058
baseline
▲ 0.50% · 4.625%
HK$86,383
+HK$4,325/mo
Deposit HK$6.58M · loan HK$15.34M · min. income ≈ HK$164,116/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,974
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$92,772
−HK$2,844/mo
Today · 4.125%
HK$95,616
baseline
▲ 0.50% · 4.625%
HK$101,434
+HK$5,818/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$191,232/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,095
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$102,779
−HK$2,724/mo
Today · 4.125%
HK$105,503
baseline
▲ 0.50% · 4.625%
HK$111,064
+HK$5,561/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$211,006/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,641 · Scale 2, in force from 26 Feb 2026)