LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,986
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,541
−HK$1,580/mo
Today · 4.125%
HK$53,121
baseline
▲ 0.50% · 4.625%
HK$56,353
+HK$3,232/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,242/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,609
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,101
−HK$1,513/mo
Today · 4.125%
HK$58,614
baseline
▲ 0.50% · 4.625%
HK$61,703
+HK$3,089/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,228/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,984
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$61,849
−HK$1,896/mo
Today · 4.125%
HK$63,745
baseline
▲ 0.50% · 4.625%
HK$67,624
+HK$3,879/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$127,490/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,731
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$68,521
−HK$1,815/mo
Today · 4.125%
HK$70,336
baseline
▲ 0.50% · 4.625%
HK$74,044
+HK$3,708/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$140,672/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,981
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$72,158
−HK$2,211/mo
Today · 4.125%
HK$74,369
baseline
▲ 0.50% · 4.625%
HK$78,894
+HK$4,525/mo
Deposit HK$6.58M · loan HK$15.34M · min. income ≈ HK$148,738/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,853
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$79,941
−HK$2,118/mo
Today · 4.125%
HK$82,059
baseline
▲ 0.50% · 4.625%
HK$86,384
+HK$4,325/mo
Deposit HK$6.58M · loan HK$15.34M · min. income ≈ HK$164,118/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,975
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$92,774
−HK$2,843/mo
Today · 4.125%
HK$95,617
baseline
▲ 0.50% · 4.625%
HK$101,436
+HK$5,819/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$191,234/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,097
−HK$5,407/mo
▼ 0.25% · 3.875%
HK$102,781
−HK$2,723/mo
Today · 4.125%
HK$105,504
baseline
▲ 0.50% · 4.625%
HK$111,066
+HK$5,562/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$211,008/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,657 · Scale 2, in force from 26 Feb 2026)