LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,988
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,543
−HK$1,580/mo
Today · 4.125%
HK$53,123
baseline
▲ 0.50% · 4.625%
HK$56,355
+HK$3,232/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,246/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,611
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,103
−HK$1,513/mo
Today · 4.125%
HK$58,616
baseline
▲ 0.50% · 4.625%
HK$61,705
+HK$3,089/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,232/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,986
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$61,852
−HK$1,895/mo
Today · 4.125%
HK$63,747
baseline
▲ 0.50% · 4.625%
HK$67,626
+HK$3,879/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$127,494/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,733
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$68,523
−HK$1,816/mo
Today · 4.125%
HK$70,339
baseline
▲ 0.50% · 4.625%
HK$74,047
+HK$3,708/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$140,678/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,983
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$72,160
−HK$2,212/mo
Today · 4.125%
HK$74,372
baseline
▲ 0.50% · 4.625%
HK$78,897
+HK$4,525/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$148,744/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,856
−HK$4,206/mo
▼ 0.25% · 3.875%
HK$79,944
−HK$2,118/mo
Today · 4.125%
HK$82,062
baseline
▲ 0.50% · 4.625%
HK$86,388
+HK$4,326/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$164,124/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,979
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$92,777
−HK$2,844/mo
Today · 4.125%
HK$95,621
baseline
▲ 0.50% · 4.625%
HK$101,439
+HK$5,818/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$191,242/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,100
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$102,785
−HK$2,723/mo
Today · 4.125%
HK$105,508
baseline
▲ 0.50% · 4.625%
HK$111,070
+HK$5,562/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$211,016/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,691 · Scale 2, in force from 26 Feb 2026)