LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,989
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,543
−HK$1,580/mo
Today · 4.125%
HK$53,123
baseline
▲ 0.50% · 4.625%
HK$56,356
+HK$3,233/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,246/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,612
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,103
−HK$1,513/mo
Today · 4.125%
HK$58,616
baseline
▲ 0.50% · 4.625%
HK$61,706
+HK$3,090/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,232/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,986
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$61,852
−HK$1,896/mo
Today · 4.125%
HK$63,748
baseline
▲ 0.50% · 4.625%
HK$67,627
+HK$3,879/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$127,496/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,734
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$68,524
−HK$1,815/mo
Today · 4.125%
HK$70,339
baseline
▲ 0.50% · 4.625%
HK$74,047
+HK$3,708/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$140,678/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,984
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$72,161
−HK$2,212/mo
Today · 4.125%
HK$74,373
baseline
▲ 0.50% · 4.625%
HK$78,898
+HK$4,525/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$148,746/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,856
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$79,944
−HK$2,119/mo
Today · 4.125%
HK$82,063
baseline
▲ 0.50% · 4.625%
HK$86,388
+HK$4,325/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$164,126/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,979
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$92,778
−HK$2,844/mo
Today · 4.125%
HK$95,622
baseline
▲ 0.50% · 4.625%
HK$101,440
+HK$5,818/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$191,244/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,101
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$102,786
−HK$2,723/mo
Today · 4.125%
HK$105,509
baseline
▲ 0.50% · 4.625%
HK$111,071
+HK$5,562/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$211,018/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,699 · Scale 2, in force from 26 Feb 2026)