LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,990
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,545
−HK$1,580/mo
Today · 4.125%
HK$53,125
baseline
▲ 0.50% · 4.625%
HK$56,357
+HK$3,232/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,250/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,613
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,105
−HK$1,513/mo
Today · 4.125%
HK$58,618
baseline
▲ 0.50% · 4.625%
HK$61,708
+HK$3,090/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,236/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,988
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$61,854
−HK$1,896/mo
Today · 4.125%
HK$63,750
baseline
▲ 0.50% · 4.625%
HK$67,629
+HK$3,879/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$127,500/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,736
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$68,526
−HK$1,815/mo
Today · 4.125%
HK$70,341
baseline
▲ 0.50% · 4.625%
HK$74,049
+HK$3,708/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$140,682/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,986
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$72,163
−HK$2,211/mo
Today · 4.125%
HK$74,374
baseline
▲ 0.50% · 4.625%
HK$78,900
+HK$4,526/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$148,748/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,858
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$79,947
−HK$2,118/mo
Today · 4.125%
HK$82,065
baseline
▲ 0.50% · 4.625%
HK$86,391
+HK$4,326/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$164,130/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,982
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$92,781
−HK$2,843/mo
Today · 4.125%
HK$95,624
baseline
▲ 0.50% · 4.625%
HK$101,443
+HK$5,819/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$191,248/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,104
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$102,788
−HK$2,724/mo
Today · 4.125%
HK$105,512
baseline
▲ 0.50% · 4.625%
HK$111,074
+HK$5,562/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$211,024/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,723 · Scale 2, in force from 26 Feb 2026)