LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,990
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,545
−HK$1,580/mo
Today · 4.125%
HK$53,125
baseline
▲ 0.50% · 4.625%
HK$56,358
+HK$3,233/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,250/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,614
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,105
−HK$1,513/mo
Today · 4.125%
HK$58,618
baseline
▲ 0.50% · 4.625%
HK$61,708
+HK$3,090/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,236/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,988
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$61,854
−HK$1,896/mo
Today · 4.125%
HK$63,750
baseline
▲ 0.50% · 4.625%
HK$67,629
+HK$3,879/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$127,500/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,736
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$68,526
−HK$1,816/mo
Today · 4.125%
HK$70,342
baseline
▲ 0.50% · 4.625%
HK$74,050
+HK$3,708/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$140,684/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,986
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$72,163
−HK$2,212/mo
Today · 4.125%
HK$74,375
baseline
▲ 0.50% · 4.625%
HK$78,901
+HK$4,526/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$148,750/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,859
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$79,947
−HK$2,119/mo
Today · 4.125%
HK$82,066
baseline
▲ 0.50% · 4.625%
HK$86,391
+HK$4,325/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$164,132/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,983
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$92,781
−HK$2,844/mo
Today · 4.125%
HK$95,625
baseline
▲ 0.50% · 4.625%
HK$101,444
+HK$5,819/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$191,250/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,105
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$102,789
−HK$2,724/mo
Today · 4.125%
HK$105,513
baseline
▲ 0.50% · 4.625%
HK$111,075
+HK$5,562/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$211,026/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,732 · Scale 2, in force from 26 Feb 2026)