LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,991
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,546
−HK$1,580/mo
Today · 4.125%
HK$53,126
baseline
▲ 0.50% · 4.625%
HK$56,358
+HK$3,232/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,252/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,614
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,106
−HK$1,513/mo
Today · 4.125%
HK$58,619
baseline
▲ 0.50% · 4.625%
HK$61,709
+HK$3,090/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,238/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,989
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$61,855
−HK$1,896/mo
Today · 4.125%
HK$63,751
baseline
▲ 0.50% · 4.625%
HK$67,630
+HK$3,879/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$127,502/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,737
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$68,527
−HK$1,816/mo
Today · 4.125%
HK$70,343
baseline
▲ 0.50% · 4.625%
HK$74,051
+HK$3,708/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$140,686/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,987
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$72,164
−HK$2,212/mo
Today · 4.125%
HK$74,376
baseline
▲ 0.50% · 4.625%
HK$78,902
+HK$4,526/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$148,752/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,860
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$79,948
−HK$2,119/mo
Today · 4.125%
HK$82,067
baseline
▲ 0.50% · 4.625%
HK$86,392
+HK$4,325/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$164,134/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,984
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$92,783
−HK$2,843/mo
Today · 4.125%
HK$95,626
baseline
▲ 0.50% · 4.625%
HK$101,445
+HK$5,819/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$191,252/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,106
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$102,791
−HK$2,723/mo
Today · 4.125%
HK$105,514
baseline
▲ 0.50% · 4.625%
HK$111,076
+HK$5,562/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$211,028/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,743 · Scale 2, in force from 26 Feb 2026)