LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,993
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,548
−HK$1,580/mo
Today · 4.125%
HK$53,128
baseline
▲ 0.50% · 4.625%
HK$56,361
+HK$3,233/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,256/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,617
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,108
−HK$1,514/mo
Today · 4.125%
HK$58,622
baseline
▲ 0.50% · 4.625%
HK$61,712
+HK$3,090/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,244/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,992
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$61,858
−HK$1,896/mo
Today · 4.125%
HK$63,754
baseline
▲ 0.50% · 4.625%
HK$67,633
+HK$3,879/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$127,508/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,740
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$68,530
−HK$1,816/mo
Today · 4.125%
HK$70,346
baseline
▲ 0.50% · 4.625%
HK$74,054
+HK$3,708/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$140,692/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,990
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$72,167
−HK$2,212/mo
Today · 4.125%
HK$74,379
baseline
▲ 0.50% · 4.625%
HK$78,905
+HK$4,526/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$148,758/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,863
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$79,952
−HK$2,118/mo
Today · 4.125%
HK$82,070
baseline
▲ 0.50% · 4.625%
HK$86,396
+HK$4,326/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$164,140/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,987
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$92,787
−HK$2,843/mo
Today · 4.125%
HK$95,630
baseline
▲ 0.50% · 4.625%
HK$101,449
+HK$5,819/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$191,260/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,110
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$102,795
−HK$2,724/mo
Today · 4.125%
HK$105,519
baseline
▲ 0.50% · 4.625%
HK$111,081
+HK$5,562/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$211,038/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,783 · Scale 2, in force from 26 Feb 2026)