LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,994
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,549
−HK$1,580/mo
Today · 4.125%
HK$53,129
baseline
▲ 0.50% · 4.625%
HK$56,362
+HK$3,233/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,258/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,618
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,109
−HK$1,514/mo
Today · 4.125%
HK$58,623
baseline
▲ 0.50% · 4.625%
HK$61,713
+HK$3,090/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,246/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$931,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,993
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$61,859
−HK$1,896/mo
Today · 4.125%
HK$63,755
baseline
▲ 0.50% · 4.625%
HK$67,634
+HK$3,879/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$127,510/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,741
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$68,531
−HK$1,816/mo
Today · 4.125%
HK$70,347
baseline
▲ 0.50% · 4.625%
HK$74,055
+HK$3,708/mo
Deposit HK$8.77M · loan HK$13.15M · min. income ≈ HK$140,694/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,992
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$72,169
−HK$2,212/mo
Today · 4.125%
HK$74,381
baseline
▲ 0.50% · 4.625%
HK$78,907
+HK$4,526/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$148,762/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,865
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$79,953
−HK$2,119/mo
Today · 4.125%
HK$82,072
baseline
▲ 0.50% · 4.625%
HK$86,398
+HK$4,326/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$164,144/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,989
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$92,788
−HK$2,844/mo
Today · 4.125%
HK$95,632
baseline
▲ 0.50% · 4.625%
HK$101,451
+HK$5,819/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$191,264/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,112
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$102,797
−HK$2,724/mo
Today · 4.125%
HK$105,521
baseline
▲ 0.50% · 4.625%
HK$111,083
+HK$5,562/mo
Deposit HK$2.19M · loan HK$19.73M · min. income ≈ HK$211,042/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,801 · Scale 2, in force from 26 Feb 2026)