LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,001
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,556
−HK$1,581/mo
Today · 4.125%
HK$53,137
baseline
▲ 0.50% · 4.625%
HK$56,370
+HK$3,233/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,274/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$931,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,626
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,117
−HK$1,514/mo
Today · 4.125%
HK$58,631
baseline
▲ 0.50% · 4.625%
HK$61,721
+HK$3,090/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,262/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$931,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,001
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$61,868
−HK$1,896/mo
Today · 4.125%
HK$63,764
baseline
▲ 0.50% · 4.625%
HK$67,644
+HK$3,880/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$127,528/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,751
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$68,541
−HK$1,816/mo
Today · 4.125%
HK$70,357
baseline
▲ 0.50% · 4.625%
HK$74,066
+HK$3,709/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$140,714/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,001
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$72,179
−HK$2,212/mo
Today · 4.125%
HK$74,391
baseline
▲ 0.50% · 4.625%
HK$78,918
+HK$4,527/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$148,782/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,876
−HK$4,207/mo
▼ 0.25% · 3.875%
HK$79,964
−HK$2,119/mo
Today · 4.125%
HK$82,083
baseline
▲ 0.50% · 4.625%
HK$86,410
+HK$4,327/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$164,166/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,002
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$92,801
−HK$2,845/mo
Today · 4.125%
HK$95,646
baseline
▲ 0.50% · 4.625%
HK$101,466
+HK$5,820/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$191,292/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,126
−HK$5,410/mo
▼ 0.25% · 3.875%
HK$102,811
−HK$2,725/mo
Today · 4.125%
HK$105,536
baseline
▲ 0.50% · 4.625%
HK$111,099
+HK$5,563/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$211,072/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,932 · Scale 2, in force from 26 Feb 2026)