LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,003
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,559
−HK$1,580/mo
Today · 4.125%
HK$53,139
baseline
▲ 0.50% · 4.625%
HK$56,372
+HK$3,233/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,278/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$931,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,628
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,120
−HK$1,513/mo
Today · 4.125%
HK$58,633
baseline
▲ 0.50% · 4.625%
HK$61,724
+HK$3,091/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,266/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$931,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,004
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$61,870
−HK$1,897/mo
Today · 4.125%
HK$63,767
baseline
▲ 0.50% · 4.625%
HK$67,647
+HK$3,880/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$127,534/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,754
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$68,544
−HK$1,816/mo
Today · 4.125%
HK$70,360
baseline
▲ 0.50% · 4.625%
HK$74,069
+HK$3,709/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$140,720/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$931,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,004
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$72,182
−HK$2,212/mo
Today · 4.125%
HK$74,394
baseline
▲ 0.50% · 4.625%
HK$78,921
+HK$4,527/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$148,788/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,879
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$79,968
−HK$2,119/mo
Today · 4.125%
HK$82,087
baseline
▲ 0.50% · 4.625%
HK$86,414
+HK$4,327/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$164,174/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$931,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,006
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$92,805
−HK$2,845/mo
Today · 4.125%
HK$95,650
baseline
▲ 0.50% · 4.625%
HK$101,470
+HK$5,820/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$191,300/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,131
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$102,816
−HK$2,724/mo
Today · 4.125%
HK$105,540
baseline
▲ 0.50% · 4.625%
HK$111,103
+HK$5,563/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$211,080/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$931,973 · Scale 2, in force from 26 Feb 2026)