LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,005
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,560
−HK$1,581/mo
Today · 4.125%
HK$53,141
baseline
▲ 0.50% · 4.625%
HK$56,374
+HK$3,233/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$106,282/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,630
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,122
−HK$1,513/mo
Today · 4.125%
HK$58,635
baseline
▲ 0.50% · 4.625%
HK$61,726
+HK$3,091/mo
Deposit HK$10.96M · loan HK$10.96M · min. income ≈ HK$117,270/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,006
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$61,872
−HK$1,897/mo
Today · 4.125%
HK$63,769
baseline
▲ 0.50% · 4.625%
HK$67,649
+HK$3,880/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$127,538/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$932,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,756
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$68,546
−HK$1,816/mo
Today · 4.125%
HK$70,362
baseline
▲ 0.50% · 4.625%
HK$74,071
+HK$3,709/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$140,724/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$932,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,007
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$72,184
−HK$2,213/mo
Today · 4.125%
HK$74,397
baseline
▲ 0.50% · 4.625%
HK$78,924
+HK$4,527/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$148,794/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,882
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$79,971
−HK$2,119/mo
Today · 4.125%
HK$82,090
baseline
▲ 0.50% · 4.625%
HK$86,417
+HK$4,327/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$164,180/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,009
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$92,808
−HK$2,845/mo
Today · 4.125%
HK$95,653
baseline
▲ 0.50% · 4.625%
HK$101,473
+HK$5,820/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$191,306/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$932,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,134
−HK$5,410/mo
▼ 0.25% · 3.875%
HK$102,819
−HK$2,725/mo
Today · 4.125%
HK$105,544
baseline
▲ 0.50% · 4.625%
HK$111,107
+HK$5,563/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$211,088/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$932,003 · Scale 2, in force from 26 Feb 2026)