LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,009
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,565
−HK$1,580/mo
Today · 4.125%
HK$53,145
baseline
▲ 0.50% · 4.625%
HK$56,379
+HK$3,234/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,290/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,635
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,127
−HK$1,514/mo
Today · 4.125%
HK$58,641
baseline
▲ 0.50% · 4.625%
HK$61,732
+HK$3,091/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,282/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,011
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$61,878
−HK$1,897/mo
Today · 4.125%
HK$63,775
baseline
▲ 0.50% · 4.625%
HK$67,655
+HK$3,880/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$127,550/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$932,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,762
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$68,553
−HK$1,816/mo
Today · 4.125%
HK$70,369
baseline
▲ 0.50% · 4.625%
HK$74,078
+HK$3,709/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$140,738/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$932,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,013
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$72,191
−HK$2,213/mo
Today · 4.125%
HK$74,404
baseline
▲ 0.50% · 4.625%
HK$78,931
+HK$4,527/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$148,808/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,889
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$79,978
−HK$2,119/mo
Today · 4.125%
HK$82,097
baseline
▲ 0.50% · 4.625%
HK$86,425
+HK$4,328/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$164,194/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,017
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$92,817
−HK$2,845/mo
Today · 4.125%
HK$95,662
baseline
▲ 0.50% · 4.625%
HK$101,483
+HK$5,821/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$191,324/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,143
−HK$5,410/mo
▼ 0.25% · 3.875%
HK$102,829
−HK$2,724/mo
Today · 4.125%
HK$105,553
baseline
▲ 0.50% · 4.625%
HK$111,117
+HK$5,564/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$211,106/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,089 · Scale 2, in force from 26 Feb 2026)