LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,011
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,567
−HK$1,580/mo
Today · 4.125%
HK$53,147
baseline
▲ 0.50% · 4.625%
HK$56,381
+HK$3,234/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,294/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,637
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,129
−HK$1,514/mo
Today · 4.125%
HK$58,643
baseline
▲ 0.50% · 4.625%
HK$61,734
+HK$3,091/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,286/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,013
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$61,880
−HK$1,896/mo
Today · 4.125%
HK$63,776
baseline
▲ 0.50% · 4.625%
HK$67,657
+HK$3,881/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$127,552/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$932,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,764
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$68,555
−HK$1,816/mo
Today · 4.125%
HK$70,371
baseline
▲ 0.50% · 4.625%
HK$74,080
+HK$3,709/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$140,742/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$932,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,015
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$72,193
−HK$2,213/mo
Today · 4.125%
HK$74,406
baseline
▲ 0.50% · 4.625%
HK$78,933
+HK$4,527/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$148,812/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,891
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$79,980
−HK$2,120/mo
Today · 4.125%
HK$82,100
baseline
▲ 0.50% · 4.625%
HK$86,427
+HK$4,327/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$164,200/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,020
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$92,820
−HK$2,845/mo
Today · 4.125%
HK$95,665
baseline
▲ 0.50% · 4.625%
HK$101,486
+HK$5,821/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$191,330/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,146
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$102,832
−HK$2,725/mo
Today · 4.125%
HK$105,557
baseline
▲ 0.50% · 4.625%
HK$111,121
+HK$5,564/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$211,114/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,116 · Scale 2, in force from 26 Feb 2026)