LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,012
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,568
−HK$1,581/mo
Today · 4.125%
HK$53,149
baseline
▲ 0.50% · 4.625%
HK$56,383
+HK$3,234/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,298/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,638
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,131
−HK$1,513/mo
Today · 4.125%
HK$58,644
baseline
▲ 0.50% · 4.625%
HK$61,736
+HK$3,092/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,288/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,015
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$61,882
−HK$1,896/mo
Today · 4.125%
HK$63,778
baseline
▲ 0.50% · 4.625%
HK$67,659
+HK$3,881/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$127,556/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,766
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$68,557
−HK$1,816/mo
Today · 4.125%
HK$70,373
baseline
▲ 0.50% · 4.625%
HK$74,083
+HK$3,710/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$140,746/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,017
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$72,195
−HK$2,213/mo
Today · 4.125%
HK$74,408
baseline
▲ 0.50% · 4.625%
HK$78,936
+HK$4,528/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$148,816/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,894
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$79,983
−HK$2,119/mo
Today · 4.125%
HK$82,102
baseline
▲ 0.50% · 4.625%
HK$86,430
+HK$4,328/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$164,204/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,022
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$92,823
−HK$2,845/mo
Today · 4.125%
HK$95,668
baseline
▲ 0.50% · 4.625%
HK$101,489
+HK$5,821/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$191,336/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,149
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$102,835
−HK$2,725/mo
Today · 4.125%
HK$105,560
baseline
▲ 0.50% · 4.625%
HK$111,124
+HK$5,564/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$211,120/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,145 · Scale 2, in force from 26 Feb 2026)