LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,013
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,569
−HK$1,580/mo
Today · 4.125%
HK$53,149
baseline
▲ 0.50% · 4.625%
HK$56,383
+HK$3,234/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,298/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,639
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,131
−HK$1,514/mo
Today · 4.125%
HK$58,645
baseline
▲ 0.50% · 4.625%
HK$61,736
+HK$3,091/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,290/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,016
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$61,883
−HK$1,896/mo
Today · 4.125%
HK$63,779
baseline
▲ 0.50% · 4.625%
HK$67,660
+HK$3,881/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$127,558/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,767
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$68,558
−HK$1,816/mo
Today · 4.125%
HK$70,374
baseline
▲ 0.50% · 4.625%
HK$74,084
+HK$3,710/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$140,748/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,018
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$72,196
−HK$2,213/mo
Today · 4.125%
HK$74,409
baseline
▲ 0.50% · 4.625%
HK$78,937
+HK$4,528/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$148,818/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,895
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$79,984
−HK$2,119/mo
Today · 4.125%
HK$82,103
baseline
▲ 0.50% · 4.625%
HK$86,431
+HK$4,328/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$164,206/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,024
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$92,824
−HK$2,845/mo
Today · 4.125%
HK$95,669
baseline
▲ 0.50% · 4.625%
HK$101,490
+HK$5,821/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$191,338/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,150
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$102,836
−HK$2,725/mo
Today · 4.125%
HK$105,561
baseline
▲ 0.50% · 4.625%
HK$111,126
+HK$5,565/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$211,122/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,159 · Scale 2, in force from 26 Feb 2026)