LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,015
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,571
−HK$1,580/mo
Today · 4.125%
HK$53,151
baseline
▲ 0.50% · 4.625%
HK$56,385
+HK$3,234/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,302/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,641
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,133
−HK$1,514/mo
Today · 4.125%
HK$58,647
baseline
▲ 0.50% · 4.625%
HK$61,739
+HK$3,092/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,294/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,018
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$61,885
−HK$1,896/mo
Today · 4.125%
HK$63,781
baseline
▲ 0.50% · 4.625%
HK$67,662
+HK$3,881/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$127,562/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,769
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$68,560
−HK$1,817/mo
Today · 4.125%
HK$70,377
baseline
▲ 0.50% · 4.625%
HK$74,086
+HK$3,709/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$140,754/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,021
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$72,199
−HK$2,213/mo
Today · 4.125%
HK$74,412
baseline
▲ 0.50% · 4.625%
HK$78,940
+HK$4,528/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$148,824/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,897
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$79,987
−HK$2,119/mo
Today · 4.125%
HK$82,106
baseline
▲ 0.50% · 4.625%
HK$86,434
+HK$4,328/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$164,212/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,027
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$92,827
−HK$2,845/mo
Today · 4.125%
HK$95,672
baseline
▲ 0.50% · 4.625%
HK$101,494
+HK$5,822/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$191,344/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,154
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$102,840
−HK$2,725/mo
Today · 4.125%
HK$105,565
baseline
▲ 0.50% · 4.625%
HK$111,129
+HK$5,564/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$211,130/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,190 · Scale 2, in force from 26 Feb 2026)