LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,018
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,573
−HK$1,581/mo
Today · 4.125%
HK$53,154
baseline
▲ 0.50% · 4.625%
HK$56,388
+HK$3,234/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,308/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,644
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,136
−HK$1,514/mo
Today · 4.125%
HK$58,650
baseline
▲ 0.50% · 4.625%
HK$61,742
+HK$3,092/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,300/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,021
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$61,888
−HK$1,897/mo
Today · 4.125%
HK$63,785
baseline
▲ 0.50% · 4.625%
HK$67,666
+HK$3,881/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$127,570/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,773
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$68,564
−HK$1,816/mo
Today · 4.125%
HK$70,380
baseline
▲ 0.50% · 4.625%
HK$74,090
+HK$3,710/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$140,760/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,025
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$72,203
−HK$2,213/mo
Today · 4.125%
HK$74,416
baseline
▲ 0.50% · 4.625%
HK$78,944
+HK$4,528/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$148,832/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,902
−HK$4,208/mo
▼ 0.25% · 3.875%
HK$79,991
−HK$2,119/mo
Today · 4.125%
HK$82,110
baseline
▲ 0.50% · 4.625%
HK$86,439
+HK$4,329/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$164,220/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,032
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$92,832
−HK$2,845/mo
Today · 4.125%
HK$95,677
baseline
▲ 0.50% · 4.625%
HK$101,499
+HK$5,822/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$191,354/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,159
−HK$5,412/mo
▼ 0.25% · 3.875%
HK$102,845
−HK$2,726/mo
Today · 4.125%
HK$105,571
baseline
▲ 0.50% · 4.625%
HK$111,135
+HK$5,564/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$211,142/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,241 · Scale 2, in force from 26 Feb 2026)