LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,018
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,574
−HK$1,580/mo
Today · 4.125%
HK$53,154
baseline
▲ 0.50% · 4.625%
HK$56,389
+HK$3,235/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,308/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,644
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,137
−HK$1,513/mo
Today · 4.125%
HK$58,650
baseline
▲ 0.50% · 4.625%
HK$61,742
+HK$3,092/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,300/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,021
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$61,888
−HK$1,897/mo
Today · 4.125%
HK$63,785
baseline
▲ 0.50% · 4.625%
HK$67,666
+HK$3,881/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$127,570/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,773
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$68,564
−HK$1,817/mo
Today · 4.125%
HK$70,381
baseline
▲ 0.50% · 4.625%
HK$74,090
+HK$3,709/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$140,762/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,025
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$72,203
−HK$2,213/mo
Today · 4.125%
HK$74,416
baseline
▲ 0.50% · 4.625%
HK$78,944
+HK$4,528/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$148,832/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,902
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$79,991
−HK$2,120/mo
Today · 4.125%
HK$82,111
baseline
▲ 0.50% · 4.625%
HK$86,439
+HK$4,328/mo
Deposit HK$6.58M · loan HK$15.35M · min. income ≈ HK$164,222/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,032
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$92,832
−HK$2,846/mo
Today · 4.125%
HK$95,678
baseline
▲ 0.50% · 4.625%
HK$101,499
+HK$5,821/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$191,356/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,160
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$102,846
−HK$2,725/mo
Today · 4.125%
HK$105,571
baseline
▲ 0.50% · 4.625%
HK$111,136
+HK$5,565/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$211,142/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,243 · Scale 2, in force from 26 Feb 2026)