LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,020
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,576
−HK$1,580/mo
Today · 4.125%
HK$53,156
baseline
▲ 0.50% · 4.625%
HK$56,391
+HK$3,235/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$106,312/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,646
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,139
−HK$1,514/mo
Today · 4.125%
HK$58,653
baseline
▲ 0.50% · 4.625%
HK$61,744
+HK$3,091/mo
Deposit HK$10.97M · loan HK$10.97M · min. income ≈ HK$117,306/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$932,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,024
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$61,891
−HK$1,897/mo
Today · 4.125%
HK$63,788
baseline
▲ 0.50% · 4.625%
HK$67,669
+HK$3,881/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$127,576/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,776
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$68,567
−HK$1,816/mo
Today · 4.125%
HK$70,383
baseline
▲ 0.50% · 4.625%
HK$74,093
+HK$3,710/mo
Deposit HK$8.77M · loan HK$13.16M · min. income ≈ HK$140,766/mo (50% DSR)
Upfront cash ≈ HK$9.71M (deposit + AVD stamp duty HK$932,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,027
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$72,206
−HK$2,213/mo
Today · 4.125%
HK$74,419
baseline
▲ 0.50% · 4.625%
HK$78,947
+HK$4,528/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$148,838/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,905
−HK$4,209/mo
▼ 0.25% · 3.875%
HK$79,994
−HK$2,120/mo
Today · 4.125%
HK$82,114
baseline
▲ 0.50% · 4.625%
HK$86,442
+HK$4,328/mo
Deposit HK$6.58M · loan HK$15.36M · min. income ≈ HK$164,228/mo (50% DSR)
Upfront cash ≈ HK$7.51M (deposit + AVD stamp duty HK$932,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,035
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$92,836
−HK$2,845/mo
Today · 4.125%
HK$95,681
baseline
▲ 0.50% · 4.625%
HK$101,503
+HK$5,822/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$191,362/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,163
−HK$5,412/mo
▼ 0.25% · 3.875%
HK$102,850
−HK$2,725/mo
Today · 4.125%
HK$105,575
baseline
▲ 0.50% · 4.625%
HK$111,140
+HK$5,565/mo
Deposit HK$2.19M · loan HK$19.74M · min. income ≈ HK$211,150/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$932,279 · Scale 2, in force from 26 Feb 2026)